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Credit Card

SISCA
SLIK IDEB SCORING FOR CREDIT ANALYSIS

Unlocking the Future of Financial Assessments!

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What is Credit Score?

Credit score is a prediction of credit behavior based on credit reports. It is used by lenders to assess the creditworthiness of individuals or businesses.

Factors that influence credit scores:

  • Payment History

  • Amount of Debt

  • Collectibility

  • Length of Credit History

  • New Credit and Credit Mix

  • Credit Utilization

  • New Credit Applications

  • Whether you've had debts sent to collections, experienced foreclosure, or filed for bankruptcy, and how long ago, etc.

SISCA

 

In Indonesia, OJK regulates and disseminates information regarding financial institutions' credit requests through the IDeb Viewer application, typically in PDF and TXT formats. It can be time-consuming for financial institution credit analysts to read individual customer files one by one. Therefore, to streamline this process, ISID offers a solution called

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SISCA

SLIK IDeb Scoring for Credit Analysis

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SISCA will provide summary customer data to credit analysts in the form of an intuitive dashboard.

  • Efficiency

  • Concise Information

  • Ease of Use

  • Improved Decision-Making

  • Increased Productivity

  • Risk Reduction

  • Enhanced Customer Service

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How does SISCA work?

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Technology Architecture

JSON data from IDeb OJK is input into our application, where SISCA processes it using various logic to provide a simplified and easily readable summary of the IDeb data and reports.

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SISCA is built with .Net Framework and SQL Server technology.

Unlocking the Future of Financial Assessments!

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